After a car accident in Georgia, more than one party might be responsible for paying medical bills. These expenses are usually paid through sources such as health insurance, medical payments coverage, or the at-fault driver’s liability insurance.
However, it all depends on the details of your case, namely who’s liable for the collision in the first place. A car accident lawyer in Atlanta can take on the responsibility of determining the available options and pursuing compensation from all responsible parties.
What is Medical Payments Coverage?
Sometimes referred to as MedPay, medical payments coverage is an optional form of auto insurance coverage that can help pay for your medical expenses after an accident. This is usually an option regardless of who caused the crash.
If you have MedPay coverage, it may help cover certain medical costs related to your injuries without waiting for a liability claim to be resolved. This can be especially helpful when medical bills start arriving quickly after an accident.
However, not every driver has MedPay coverage, and the amount available depends on the terms of the policy. Many people don’t realize they have this type of coverage until after a crash, but lawyers can review your insurance policy and identify benefits you might not know about.
When You Can’t Afford Medical Treatment After a Car Accident
How are you supposed to recover from your injuries when you are afraid to seek medical care because you do not know how you will pay the bills? This is a common concern that many accident victims face.
Unfortunately, some people delay treatment because they are worried about costs. Waiting too long to receive medical care can make injuries worse and may also create challenges when trying to prove that the accident caused your condition.
A lawyer can help connect you with resources that might make it easier for you to receive appropriate medical care. Your attorney can also document your injuries, medical treatment, and future care needs so those expenses are properly considered during settlement negotiations.
Compensation You Can Recover After a Georgia Car Accident
Medical bills are often only one part of the financial impact caused by a serious collision. A successful personal injury claim may seek compensation for a variety of losses related to the accident.
Depending on the circumstances, here’s what your compensation might include:
- Emergency room treatment
- Hospital stays
- Surgeries
- Doctor visits
- Physical therapy
- Prescription medications
- Medical equipment
- Future medical care
- Lost wages
- Reduced earning ability
- Pain and suffering
The full value of a claim depends on the severity of injuries, the available insurance coverage, liability issues, and the long-term consequences of the accident. A lawyer can help calculate not only what you have already paid but also what you may need in the future.
This is especially important for injuries involving permanent limitations or ongoing medical care.
What If I’m Partially Responsible For the Accident?
What happens if the insurance company says you were partly to blame for the crash? Many accident victims worry that any mistake on their part means they cannot recover compensation. However, Georgia follows a modified comparative negligence rule.
As a result, an injured person generally must be less than 50% responsible for the accident to recover compensation. If they are found partially responsible, their compensation may be reduced by their percentage of fault.
Insurance companies may try to argue that you were partly at fault because it can reduce the amount they have to pay. A lawyer can investigate what happened, push back against unfair claims, and work to show who was truly responsible.
How Georgia Car Accident Attorneys Can Help With Medical Bills
Trying to recover physically while also fighting to get compensation can feel impossible, especially when insurance companies have teams of adjusters and attorneys working to protect their interests.
A car accident lawyer can take over communication with insurers, investigate the cause of the crash, identify responsible parties, negotiate for fair compensation, and help ensure your medical expenses are included in your claim.
Call Van Sant Law Today to Learn Who Pays Your Medical Bills After a Car Accident in Georgia
If you’re wondering who has to pay your medical bills after you were hurt in a Georgia car accident, contact Van Sant Law for legal advice. As a law firm that has been serving Georgia residents since 2008, we’ll help you Make the Right Call.
Our attorneys have over five decades of experience recovering hundreds of millions of dollars in compensation. Together, we’ll take the time to review your case, help you understand the value of your claim, and let you know more about your legal options.
As Georgia injury attorneys, we assist accident victims who are interested in pursuing financial recovery in the aftermath of car accidents. You can count on us to identify every responsible party and all available opportunities for compensation.
