Justia Lawyer Rating
Georgia Trial Lawyers Association - Champion 2022
AVVO Rating 10.0 Superb - Top Attorney Personal Injury
Clients' Choice Award - AVVO
Million Dollar Advocates Forum
Multi-Million Dollar Advocates Forum
2024 Client Champion Platinum Distinction

Should I Use My Health Insurance

I am often asked by clients whether they should use their health insurance to pay for medical expenses after a wreck. The answer is yes! (Though don’t expect the same answer from your insurance company or medical provider.) Although completely false, clients often tell me that certain medical providers told them that they cannot use their health insurance because the injuries are a result of a wreck. This is simply not true. There is no clause in your health insurance policy that says, “We will agree to accept your premiums in exchange for providing health insurance benefits unless the injuries are a result of a wreck.” That clause simply doesn’t exist. If you have health insurance, you should make sure every medical provider you see is aware of it and is instructed to bill your insurance company. Please note that, if you fail to advise them of your health insurance in a timely manner, you may lose the right to bill your health insurance at all.

I have also had clients tell me that the at-fault automobile insurer (e.g., Geico, Progressive, State Farm) have actually told them not to use their health insurance and not to seek treatment from a specialist, because they will not pay for it. This is extremely frustrating, and it is unfair that adjusters are allowed to manipulate people this way. Really, the only exception is Med-Pay. If you have medical payments coverage on your own automobile policy, you must exhaust that prior to using your health insurance benefits. Otherwise, you should absolutely use your health insurance.

Client Reviews
From the first time I called them to the current status of my case, has been by my side through it all. I would like to thank everyone in Van Sant Law for answering any questions that I have in a timely manner. I can personally say, Everyone in deserves recognition for being honest, hard working, ethical, logical, dedicated people. The only reason I rated them 5 stars is because it would not let me go higher! Hilary
I was in a car accident with a tractor trailer two years ago and David Van Sant came highly recommended for someone I could talk to about the situation. Best decision I've ever made! He fought for me in ways that was truly amazing. David and his crew worked so hard to come to a great conclusion on my case. Thank you David, Michael and everyone in the office. Mary
Attorney David M. VanSant is one of the best injury trial attorneys here in the Atlanta area. They are precise and unique in their approach. When I had my car accident, my whole world was turned upside down, but with Attorney VanSant and his team of professionals dedication and quality of service, my life is back on track. Let the VanSant team handle your case! You're in good hands. Crystal