Lawrenceville Rideshare Accident Lawyers

Who is Liable for an Uber or Lyft Accident?

Rideshare accident claims are more complicated than standard car accident cases because multiple parties may be liable. Here’s how liability typically breaks down depending on the rideshare driver’s status at the time of the crash:

Driver Is Logged Off the App

When a rideshare driver is not logged into the Uber or Lyft app, they are considered to be driving for personal reasons. In this scenario:

The driver’s personal auto insurance is responsible for any damages caused in an accident.

Uber and Lyft provide no coverage when the app is off.

If you’re injured in this type of accident, you will need to file a claim with the driver’s personal insurer.

Driver Is Logged On but Hasn’t Accepted a Ride Request

If the driver is available to accept rides but hasn’t yet matched with a passenger, Uber and Lyft provide contingent liability coverage:

• $50,000 per person for bodily injury
• $100,000 per accident for bodily injury
• $25,000 for property damage

This coverage only applies if the driver’s personal insurance doesn’t cover the full amount. Liability may be shared between the driver and the rideshare company, depending on the circumstances.

Driver Has Accepted a Ride or Is Transporting a Passenger

Once a driver has accepted a ride or is actively driving a passenger, Uber and Lyft provide primary liability coverage of up to:

• $1 million for bodily injury and property damage
• Uninsured/underinsured motorist coverage
• Contingent comprehensive and collision coverage (if the driver has their own coverage)

If you’re a passenger in a rideshare vehicle during an accident, you’re most likely covered under this high-limit insurance policy.

Common Rideshare Accident Injuries

Rideshare accidents can cause a variety of injuries, ranging from minor to severe. Even seemingly insignificant injuries can have lasting effects, impacting your work, hobbies, and overall well-being.

Some of the most prevalent injuries include the following:

These often require extensive medical treatment and rehabilitation, leading to substantial costs and lost income. Victims may also experience emotional distress.

It's vital to seek immediate medical attention after any rideshare accident. Early diagnosis and treatment can be crucial for recovery and protecting your legal rights.

What to Do if You've Been Injured in a Rideshare Accident

Being involved in a rideshare accident can be a frightening and disorienting experience. In the immediate aftermath, prioritizing your health and safety is essential.

• Seek medical attention: First and foremost, seek medical attention promptly. Even seemingly minor injuries can have lasting consequences, and a medical professional can assess the extent of your injuries and recommend appropriate treatment.
• Contact Van Sant Law: Rideshare accident cases can be complex, involving multiple insurance policies and potential liability issues. At Van Sant Law, our experienced Lawrenceville rideshare accident attorneys can help you navigate the legal process, protect your rights, and pursue the compensation you deserve. 
• Document the scene: If possible, gather information and evidence at the accident scene. Exchange contact and insurance information with the other driver and try to get the contact details of any witnesses. Take photos of the accident scene, vehicle damage, and any visible injuries. Also, report the accident to the authorities. A police report can be crucial evidence in your case.
• Notify relevant parties: Contact both the rideshare company (Uber, Lyft, etc.) and your own insurance provider to inform them about the accident. It's wise to consult with an attorney before providing detailed statements or accepting any settlement offers.