Cumming Rideshare Accident Lawyer 

Whose Insurance Will Pay for Your Damages in a Rideshare Accident?

Several factors influence which insurance provider will be responsible for compensation, primarily hinging on the rideshare driver's status at the time of the crash.

If the rideshare driver was actively transporting a passenger or on their way to a pickup, the rideshare company's commercial insurance is likely to be engaged. Uber and Lyft, for instance, provide liability coverage during these active periods, which can cover damages to third parties, including other drivers, passengers, and pedestrians.

However, if the driver was not logged into the app or carrying a passenger, their auto insurance policy typically applies. In some cases, this may also involve addressing coverage gaps where a rideshare driver's policy does not provide adequate coverage when not using the app. Additionally, other drivers' insurance policies might come into play if they bear partial responsibility for the incident.

Common Rideshare Accident Injuries

Rideshare accidents, unfortunately, can lead to a variety of injuries, some more common than others. 

Common rideshare injuries include:

• Whiplash and neck injuries: The sudden impact of a collision can cause the head to jerk back and forth, leading to whiplash. This can result in neck pain, stiffness, headaches, and even dizziness.
• Back injuries: The force of an accident can also cause injuries to the back, ranging from strains and sprains to more serious issues like herniated discs. These injuries can lead to significant pain, limited mobility, and even long-term disability.
• Head injuries: The impact of a crash can cause the head to strike the dashboard, window, or other objects in the vehicle, leading to head injuries such as concussions or even traumatic brain injuries. These injuries can have serious and lasting consequences.
• Fractures: Broken bones are another common injury in rideshare accidents. The impact can cause fractures to the arms, legs, ribs, or other parts of the body. These injuries often require extensive medical treatment and rehabilitation.
• Soft tissue injuries: These include sprains, strains, and contusions (bruises) to muscles, tendons, and ligaments. While these injuries may not seem as serious as fractures or head injuries, they can still cause significant pain and limit your ability to perform daily activities.

Possible Liable Parties in a Rideshare Accident

Depending on the circumstances of the accident, multiple entities may be held accountable.

The rideshare driver could be liable if negligence or reckless behavior contributed to the accident. However, the responsibility may not rest solely on the driver. Rideshare companies themselves might share some liability under certain conditions, particularly if their app or policies indirectly influenced the incident.

Additionally, other parties, such as third-party drivers, can also be at fault if their actions caused or exacerbated the collision. Liability may even extend to vehicle manufacturers or maintenance companies if a mechanical failure or defect played a role in the accident.

What to Do if You Are Injured in an Uber or Lyft Accident

If you're injured in a rideshare accident, whether it involves Uber, Lyft, or another company, taking specific steps can significantly impact your recovery and insurance claims. 

First, prioritize your safety and health by seeking immediate medical attention, even if injuries seem minor. Prompt medical documentation is crucial for your well-being and any future legal proceedings. 

Next, report the accident to the police and obtain a copy of the accident report, which serves as an objective record of the incident. While at the scene, gather evidence by taking photos of the vehicles, roadway conditions, and any visible injuries. Collect contact information for all parties involved, including witnesses, as their statements can be valuable. 

Also, it's essential to notify the rideshare company about the accident through their app or customer service channels to initiate any claims processes. Refrain from making any statements or accepting settlement offers from insurance companies until you've consulted with a qualified attorney. 

Types of Damages You Can Recover in an Uber, Lyft, or Rideshare Accident

If you've been injured in a rideshare accident, you have the legal right to seek compensation for your losses. At Van Sant Law, we understand the complexities of Georgia law and can help you navigate the process of filing an accurate claim. 

These damages may include, but are not limited to:

In cases where gross negligence or malicious intent is evident, punitive damages may be pursued to penalize the responsible party and deter similar conduct in the future.

Understanding and pursuing the full range of applicable damages requires a strategic and informed approach, something our team at Van Sant Law is ready to provide. 

Don't let an accident disrupt your life; contact us and let us help you seek the justice and compensation you deserve.