Slips and falls happen every day and, in some cases, they leave victims with broken bones, head or spinal trauma, soft tissue strains and tears, and other serious injuries. After a slip and fall accident, you may be facing significant unexpected medical debt at the same time you’re out of work recovering from these injuries.
Unfortunately, this means interacting with an insurance company adjuster, which can be a recipe for disaster if you don’t know how to protect your rights.
If you were injured in a slip and fall accident and are considering filing an insurance claim, here’s what you need to know about dealing with an insurance adjuster—and how an experienced personal injury attorney can help.
The Insurance Company Isn’t Looking Out for Your Best InterestsWhen you’re the victim of a serious slip and fall, you can expect an adjuster from the property owner’s insurer to contact you within days of the accident to gather information about your claim. Often, the adjuster will sound friendly, concerned, and helpful—but don’t be fooled. The insurance company isn’t looking out for you.
Insurance companies are businesses and as such, their priorities are protecting their bottom lines and making profits. Fully and fairly compensating claimants for their injuries serves as an impediment to these goals, which is why insurers will often deploy a number of shady tactics designed to help them reduce their financial obligation to you. Learning to spot these tactics and knowing how to handle them can be the difference between making a fair financial recovery and getting much less than you deserve.
What to Do — and What Not to Do — When Dealing With an Insurance AdjusterWhen insurance adjusters contact you for information about your slip and fall accident, it’s often under the guise of expediting the processing of your claim. However, the adjuster will try to use the information you provide against you, which is why it’s crucial to only offer the necessary facts.
You should tell the adjuster:
You shouldn’t:
Hurt in a serious slip and fall accident? The skilled premises liability attorneys of Van Sant Law can help you fight for the compensation you deserve. We’ll help you understand your legal rights and options, document your injuries and losses, and handle communication with the insurance company on your behalf.
We’ve helped countless Georgia slip and fall victims secure a fair settlement. If the insurance company refuses to be reasonable, we’re ready and willing to file a lawsuit and take your case all the way to trial. Contact us online or call our office directly at 404-991-5950 today to schedule an appointment for a free initial consultation.
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