As personal injury lawyers who have recovered millions of dollars in damages for victims of vehicle collisions and other accidents, we’ve seen and heard it all when it comes to misconceptions about injury-related settlements and litigation. If you’ve been injured in an accident and someone else is to blame, all you really need to know is this: You should feel good about enforcing your legal rights, and the insurance companies are obligated to pay the full amount to which you are entitled.
We have previously dispelled five of the biggest myths regarding personal injury lawsuits. Let’s take a look back and see just why our clients have been so successful in obtaining financial compensation for their losses.
Myth 1: The person who caused the accident will have to pay out of pocket.
Some people are reluctant to file a claim against the at-fault driver because they think it will ruin that person’s life. They think the other driver will have to personally come up with the money to cover their medical expenses, vehicle repairs, and other losses.
However, the reality is that the vast majority of auto accident lawsuits and other personal injury claims are covered by insurance. We typically seek compensation from individuals only when:
- Their insurance isn’t enough to cover your injuries and other losses, and
- They have plenty of money to pay you what you are owed.
Otherwise, suing an individual for any significant amount of money is usually a waste of time.
Myth 2: The insurance company cares about your injuries.
Despite what they would like you to think with their TV commercials and other advertisements, the insurance companies do not care about your injuries. They care about one thing and one thing only: keeping as much of their money as they possibly can.
Myth 3: Insurance companies are willing to pay what is owed.
The insurance companies’ lack of compassion becomes clear once you are in a situation where you need insurance to cover your losses. In fact, if you contact the insurance companies following an accident, they are going to use tactics to try to get you to say things that will hurt your chances of recovery. This is why it is crucial to hire an experienced attorney right away to communicate with the insurance companies on your behalf.
Myth 4: Every accident victim receives a major payday.
Not every case involves a million-dollar payday. In fact, most settlements and verdicts are significantly less. Remember, in most situations, the damages you receive will be based upon your actual losses. If you haven’t suffered a million dollars in losses, you aren’t going to receive a million dollars in damages.
Myth 5: Most personal injury lawsuits are frivolous.
This one gets our goat. As personal injury lawyers, we owe an obligation to the public, our clients, and ourselves to only file justifiable claims. If we don’t think we can win your case, we will not take it on. As a result, we carefully evaluate each potential client’s case, and we will only decide to represent you if we firmly believe that you are entitled to financial compensation.
Contact Attorney David Van Sant for More Information
For more information, contact Van Sant Law LLC today.