A man who ran a red light and killed a young woman in Baltimore in 2010 was recently defended in court by the young woman’s insurance company’s legal team.
As crazy as it sounds, Progressive Insurance, which had carried the car insurance on 24 year-old Katie Fisher, employed a team of lawyers to fight paying the uninsured motorist policy protection to Ms. Fisher’s estate.
In Maryland, if Ms. Fisher had been even one percent responsible for her accident she would not have been able to recover damages under the Underinsured Motorist policy. So Progressive worked with the defendant in the case – the man who killed Ms. Fisher by running a red light – to try to prove that she was at least a little to blame. The courts fortunately found otherwise.
As a personal injury attorney, this is the type of thing that gets my blood boiling, and it’s why I wake up ever day with the goal of helping motorists get what they have been paying for from their insurance companies.
The law states that in a situation where someone is injured by a driver that is uninsured or underinsured, the injured person can seek to recover damages under his or her own policy of insurance when they have UIM benefits.
If you are injured in a car accident and the other driver does not have insurance or is underinsured, you can ask your insurance company to cover the difference as part of your UIM policy. Don’t let your insurance company tell you otherwise.
When you’re in an accident with an uninsured motorist, you need an attorney right away. Don’t let your insurance company take sides with the person at fault. Let David Van Sant, an Atlanta Injury Attorney, help you make sure you get the money you need to take care of vehicle and medical expenses.