Very little. The adjuster for the truck driver or trucking company's insurer is focused on maintaining or maximizing the insurance company's profit margins—not ensuring you receive fair compensation for your truck accident injuries and losses. Insurance company adjusters look for ways they can pay you less, especially when they think your truck crash claim is likely to involve severe injuries and other significant damages.
After a truck accident, an insurance adjuster may contact you in the days or even hours that follow to ask questions about the crash and maybe even offer a quick settlement. Providing information or accepting an early settlement is seldom in your best interest.
An immediate settlement may sound like just what you want, but the consequences of settling your truck accident claim too soon can be devastating. It can take days, weeks, or even longer for you and your doctor to understand the extent of your injuries and the effect they'll have on your life and employment opportunities.
If an adjuster can convince you to settle right away, the insurance company avoids fully compensating for your losses. Additionally, any information you give the insurance adjuster when you answer questions, provide a recorded statement, or authorize the carrier to access your medical records can be misconstrued and used against you.
Not only can working directly with an adjuster for the other party's insurer actively hurt your right to a fair recovery, but it's also extremely stressful and time-consuming. Letting your attorney handle communications with the insurance company on your behalf will help you avoid potential pitfalls and eliminate unnecessary frustration.
The best thing to say when an insurance adjuster calls you after a truck accident is, “Contact my attorney.”
Let the Experts Handle Your Truck Crash Case
At Van Sant Law, our knowledgeable attorneys know the tricks insurance companies use to try to avoid paying what you deserve. Let us help protect your rights. Contact us today to schedule an appointment for a free consultation.